Broker Check
Rick Thiernau, MSFS, CLU, ChFC, CFS, AEP, PPCTM

Rick Thiernau, MSFS, CLU, ChFC, CFS, AEP, PPCTM

President, Investment Adviser Representative

A. Richard Thiernau, MSFS, CLU, ChFC, CFS, AEP, PPCTM

Rick is President of Thiernau Financial Services, Inc., in Dyer, Indiana. He has over 34 years of experience in the financial planning profession. The following are his designations, licenses, and registrations: 

  • MSFS - Master of Science degree in Financial Services, from the American College, Bryn Mawr, PA.
  • CLU - Chartered Life Underwriter assists you with life and health insurance, education funding, and estate and retirement plans.
  • ChFC - Chartered Financial Consultant provides you with sound comprehensive financial advice to assist you in establishing your financial goals and implementing financial plans. These goals include life, disability, and long-term coverage; college, retirement, estate, and wealth accumulation planning.
  • CFS - Certified Fund Specialist provides comprehensive financial advice in mutual funds, annuities, unit investment trusts, and real estate investment trusts.
  • AEP - Accredited Estate Planner offers experience and specialization in estate planning.
  • PPCTM - Professional Plan ConsultantTM trained to manage compliant 401(k) plans. Knowledge of ERISA requirements. Ability to carry out plan services for employer-sponsored retirement plans.
  • Life and Health Insurance Licenses and Series 6, 7, 24, and 63 securities registrations.
  • Bachelor of Science degree from Bradley University in Peoria, IL.


Rick's father, Al Thiernau, started Thiernau Financial Services, Inc. in 1957 and Rick joined the family business in 1983. Today, in memory of his parents, Rick proudly carries on the company's tradition of quality service.

With excellent listening and communication skills, Rick’s advisory experience in the financial field for over 34 years, represents a client base that spans the entire country. Knowing the strategic tools available for in-depth planning, Rick has a demonstrated track record of financial leadership and sound business practices. His reputation as an honest professional, with an education that provides excellent analytical and management knowledge, has built a three-generation client referral base, allowing TFS to service clients yesterday, today and throughout all stages of life.

When he is not conceptualizing solutions that will help clients reach their financial goals, Rick has a personal philosophy of ‘service above self,’ that was instilled by his parents, and his faith. Boy Scout’s and Eagle Scout’s molded his ethical beliefs, while constant Rotary involvement in the community, international mission work, and a focus on clean drinking water for the world, continues to remind him to put the needs of others first.

Away from work, Rick enjoys model railroading and chainsaw carving. Rick and his wife enjoy traveling and spending time with their grandsons.